BOX1

Insurance prices

Gorms

Gorms

Well-Known Member
Mar 23, 2019
110
448
63
Mass
Ownership

  1. 700-4
Well I did do some searching on what people are paying for insurance on their rigs, saw a lot of people claim $2-400 for the year for full coverage. Sounded about right.

My wife contacted our agent (private broker but we use Commerce with good results) and cant find anything for less than about 1100 for the year, full coverage. Liability, collision, total comprehensive I gather.

To make it worse (for what I expected) we had no idea we needed insurance to finance a new 700-4. Not through Honda, and only financing about 6-7k.

We live in MA, don't plan on registering it anywhere but NH. Any riding in MA will be on private land. ...

Why so much? Am I missing something?

For 2 trucks, a car, 2 camper trailers we pay less than 200 right now. Good driving records. What gives.
 
Vikes79

Vikes79

SKOL!
Lifetime Member
Jul 18, 2018
10,604
102,821
113
South Dakota
Ownership

  1. 1000-5
Have you tried your homeowners insurance?

My RV and toys are on a rider on my homeowners....it’s way less for the same coverage.

IIRC my full coverage Honda coverage is looking like 300 for the year.
 
  • Like
Reactions: JTW
L

LarryAmboy

Well-Known Member
May 14, 2017
898
1,990
93
Castalian Springs, Tennessee
Ownership

  1. 1000-5
We have full coverage 100/300, but no medical since we have that coverage elsewhere and we pay $225ish in Florida. Separate policy, motorcycle, but same company as the rest of our vehicles.
 
Zax185

Zax185

Active Member
Lifetime Member
Jul 29, 2018
60
151
33
Montgomery, AL
Ownership

  1. 1000-5
I have progressive full coverage, plus extra to get to 25k on my 1000-5, and I pay $31.05 a month with no multi car discount.
 
VaHillbilly

VaHillbilly

NTC immigrant gardner
Supporting Member
Nov 16, 2018
5,864
51,159
113
Sw VA
Ownership

  1. 1000-5
I'm in VA and have full coverage on my p1k5 for fire, theft, total loss at farm bureau with my house, cars and business and it $75 per year. Good luck with that
 
BigOL3

BigOL3

Well-Known Member
Lifetime Member
Oct 27, 2017
2,994
8,917
113
Deep in the heart of Dixie, Kentwood, La.
Ownership

  1. 1000-5
Well I did do some searching on what people are paying for insurance on their rigs, saw a lot of people claim $2-400 for the year for full coverage. Sounded about right.

My wife contacted our agent (private broker but we use Commerce with good results) and cant find anything for less than about 1100 for the year, full coverage. Liability, collision, total comprehensive I gather.

To make it worse (for what I expected) we had no idea we needed insurance to finance a new 700-4. Not through Honda, and only financing about 6-7k.

We live in MA, don't plan on registering it anywhere but NH. Any riding in MA will be on private land. ...

Why so much? Am I missing something?

For 2 trucks, a car, 2 camper trailers we pay less than 200 right now. Good driving records. What gives.
Full coverage on 5 vehicles for LESS than $200 ....... WHOA! That would probably be $4K in La.
 
J

JTW

Guest
Have you tried your homeowners insurance?

My RV and toys are on a rider on my homeowners....it’s way less for the same coverage.

IIRC my full coverage Honda coverage is looking like 300 for the year.
That’s what I do!
 
Sjc3081

Sjc3081

Well-Known Member
Jan 16, 2017
263
442
63
Wappinger NY
Ownership

  1. 1000-5
I live in the People’s Republic of New York, Geico full coverage $500 deductible, 250/500 thousand coverage, is $446 a year.
 
  • Like
Reactions: Mudwing
MFG

MFG

Well-Known Member
Mar 14, 2019
191
293
63
East Texas
Ownership

  1. Talon R
Have you tried your homeowners insurance?

My RV and toys are on a rider on my homeowners....it’s way less for the same coverage.

IIRC my full coverage Honda coverage is looking like 300 for the year.
Thanks for the good idea. My talon R through progressive is $1200 a year. Hell my truck is not more than that. My rhino was like $200 bucks!
 
Wallace

Wallace

Well that didn't go as planned
Lifetime Member
Jun 28, 2017
2,812
15,093
113
Lonoke Arkansas
Ownership

  1. 500
I have Progressive and its about $400 a year full coverage. Yea the finance companies want to cover their a@@ in case you total it and tell them to come get it cause you're not paying anymore.
 
  • Like
Reactions: Vikes79
Gorms

Gorms

Well-Known Member
Mar 23, 2019
110
448
63
Mass
Ownership

  1. 700-4
I guess it's all across the board then. Will it go down once it's not brand new? I like the idea of some coverage, but plan on paying the remaining loan off within the year.
 
Bad_bowtie

Bad_bowtie

Huge member
Lifetime Member
Jun 29, 2016
2,447
14,560
113
East Tennessee
Ownership

  1. 1000-5

  2. Talon x4
$472.04 a year with Allstate here in Tennesse.
 
BOX2
box3

About us

  • Our community has been around for many years and pride ourselves on offering unbiased, critical discussion among people of all different backgrounds. We are working every day to make sure our community is one of the best.

User Menu

Buy us a beer!

  • Lots of time and money has gone into making sure the community is running the best software, best designs, and all the other bells and whistles. Care to buy us a beer? We'd really appreciate it!

    Beer Fund!

    Club Membership!