P500 Insurance?

BuckCreek01

BuckCreek01

Well-Known Member
Lifetime Member
Aug 19, 2018
279
488
63
Griffin Ga.
Ownership

  1. 500
Wondering if I should get insurance for the P5 and RZR 170. Thoughts??

Bought my daughter a RZR 170 a couple of years ago but did not insure it. Personally, I have never owned a sxs or atv until recently. Purchased the P5 to group ride with my daughter and wife. I should have done this a long time ago. We are having such a great time and look forward to exploring new trails.
 
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tomcj2

tomcj2

I forgot the ditch was so close
Lifetime Member
Sep 1, 2018
325
731
93
N. Shore Lake Huron,Northern Ontario Canada
Ownership

  1. 500
I live in Ontario Canada. If we want to ride on the shoulders or even cross a road we must have liability insurance. Because I am brand new to this, and considering what I paid for the machine, I fully insured it, including fire/theft and collision. I am paying $380 (CDN) {$288(US)}
 
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906UP

906UP

Well-Known Member
Lifetime Member
Supporting Member
Club Contributor
Jul 6, 2017
14,391
136,716
113
da Yoop
Ownership

  1. 1000-3

  2. Talon X
I have ours insured, full coverage on the P5, liability on the quads. Its money well spent in my opinion. I have mine thru Sledinsure.com, they are a Progressive agent, I got a discount for multiple policies.....sleds & quads
 
Montecresto

Montecresto

Montecresto el segundo
Lifetime Member
Supporting Member
Club Contributor
Jan 17, 2016
22,584
34,172
113
Eastern oklahoma
Ownership

  1. Other Brand

  2. 500

  3. 1000-3

  4. 1000-5

  5. Talon X4
Wondering if I should get insurance for the P5 and RZR 170. Thoughts??

Bought my daughter a RZR 170 a couple of years ago but did not insure it. Personally, I have never owned a sxs or atv until recently. Purchased the P5 to group ride with my daughter and wife. I should have done this a long time ago. We are having such a great time and look forward to exploring new trails.
I have only one of my four insured, because I made it Street legal.
 
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BuckCreek01

BuckCreek01

Well-Known Member
Lifetime Member
Aug 19, 2018
279
488
63
Griffin Ga.
Ownership

  1. 500
I have ours insured, full coverage on the P5, liability on the quads. Its money well spent in my opinion. I have mine thru Sledinsure.com, they are a Progressive agent, I got a discount for multiple policies.....sleds & quads

Nice looking rig in your Sig.... Blue with your setup is nice.
 
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NitroxDiver

NitroxDiver

Well-Known Member
Dec 22, 2016
488
918
93
Concord NC
Ownership

  1. 500
I have my machine insured with progressive. It’s not that expensive and I do ride it on the road so one less thing to worry about.
 
Neohio

Neohio

Beast of the East
Lifetime Member
Supporting Member
Club Contributor
Dec 22, 2016
17,669
85,226
113
Painesville Ohio
Ownership

  1. 1000-5
Mine is fully covered by Nationwide, same coverage as my street vehicles, $100 deductible, towing etc, if I can get it back to asphalt they will send a tow truck.
 
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Russ989

Russ989

Land of the free because of the Brave! 🇺🇸
Lifetime Member
Supporting Member
Club Contributor
Dec 18, 2017
22,642
147,257
113
Missouri
Ownership

  1. 1000-5
All of ours are insured. My agent told me not only for theft or damage but if someone is with you when you roll over go ahead and plan on them sending a law suit your way. In my opinion it’s a cheap piece of mind.
 
harleyjohn45

harleyjohn45

Member
Aug 22, 2018
48
60
18
Alto, NM
Ownership

  1. 500
I have liability only with Safeco for 92.00 a year. If a passenger gets hurt, friendship goes out the window. Also my p500 is street legal.
 
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Montecresto

Montecresto

Montecresto el segundo
Lifetime Member
Supporting Member
Club Contributor
Jan 17, 2016
22,584
34,172
113
Eastern oklahoma
Ownership

  1. Other Brand

  2. 500

  3. 1000-3

  4. 1000-5

  5. Talon X4
I have liability only with Safeco for 92.00 a year. If a passenger gets hurt, friendship goes out the window. Also my p500 is street legal.
My passenger is *always* my wife, if friendship goes out the window there’s bigger problems. :D
 
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Montecresto

Montecresto

Montecresto el segundo
Lifetime Member
Supporting Member
Club Contributor
Jan 17, 2016
22,584
34,172
113
Eastern oklahoma
Ownership

  1. Other Brand

  2. 500

  3. 1000-3

  4. 1000-5

  5. Talon X4
Lol, that was the maximum they would go, I asked. :D
Yeah, I ran into that with my home. You use to be able to buy as much insurance as you were willing to pay for, not anymore.
 
Mudder

Mudder

NTC Ambassador of Walls
Lifetime Member
Oct 1, 2016
11,690
88,472
113
Georgia
Ownership

  1. Other Brand

  2. 500
Insurance thru Farm Bureau of Ga. one half the cost of State Farm.
 
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Alan aka Davinci

Alan aka Davinci

Mr. Meme Master
Lifetime Member
Apr 25, 2015
16,790
183,384
113
Grand Junction, CO
Ownership

  1. 500
Mine is insured and I consider insurance the same way I do the fire extinguisher, if you have it you won't need it but if you don't.....
 
H

Heloron

Well-Known Member
Mar 5, 2017
116
290
63
Oroville, California
Ownership

  1. 500
I use Progressive Insurance also, main concerns for me are Fire and theft. In California, where I live, it'll either burn up or some dirtbag will steal it. I think my yearly insurance coverage is around $200 a year.
 
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MuddyBert

MuddyBert

New Member
Jan 4, 2019
5
1
3
Pa.
Ownership

  1. 500
Wondering if I should get insurance for the P5 and RZR 170. Thoughts??

Bought my daughter a RZR 170 a couple of years ago but did not insure it. Personally, I have never owned a sxs or atv until recently. Purchased the P5 to group ride with my daughter and wife. I should have done this a long time ago. We are having such a great time and look forward to exploring new trails.
Bought insurance for $205.00 full coverage through American Modern Insurance
It also covers Accessories....
 
alloutdoors

alloutdoors

Well-Known Member
Jan 21, 2018
1,022
2,184
113
US
Ownership

  1. 500

  2. 700-4

  3. Do not currently own
It's cheap and well worth it, especially if stolen, totaled, etc.
 
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