BOX1

Who has insurance on their SXS?

L2R

L2R

Understanding women Vol. 1
Lifetime Member
Feb 16, 2019
1,063
6,599
113
East of the Appalachians
Ownership

  1. 700-4
I have to have full coverage on all golf cart to drive where we go on vacation.

I have thought about it for the sxs. Mostly for theft.
Haven't been riding on group rides with strangers so collision seems needless.
Just private land with friends in dense places and is slow going thru creeks and heavy brush.
I plan to pay as I go for repairs not under warranty.

Any one, any advice?
 
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ohanacreek

ohanacreek

My EcoBoost has I4WD
Moderator
Lifetime Member
Jul 25, 2013
11,346
32,041
113
Shelby County, Alabama
Ownership

  1. 1000-5
I have to have full coverage on all golf cart to drive where we go on vacation.

I have thought about it for the sxs. Mostly for theft.
Haven't been riding on group rides with strangers so collision seems needless.
Just private land with friends in dense places and is slow going thru creeks and heavy brush.
I plan to pay as I go for repairs not under warranty.

Any one, any advice?


Full from progressive with FULL accessories coverage.

Just reupped $217/year
 
Hondasxs

Hondasxs

Club Founder
Staff member
Lifetime Member
Supporting Member
Feb 13, 2013
17,952
62,637
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Charlotte, NC
HondaSxS.com
Ownership

  1. 1000-5
Everyone needs full coverage. If you can spend 17k on a machine you can spend $<$300 year for full coverage.

Trust me. Alot better then being out $9 grand for an unexpected wreck.

Sent from my SM-G955U using Tapatalk
 
Vikes79

Vikes79

SKOL!
Lifetime Member
Jul 18, 2018
10,604
102,820
113
South Dakota
Ownership

  1. 1000-5
Add it to your home owners. Full coverage is way less expensive than previously mentioned. Wanna say mine was $200 for the year full coverage and 500 dollar deductible.

All my trailers etc are on my home owners so that they are covered in the event of theft, weather, etc.
 
Plumber32

Plumber32

Go ride!
Lifetime Member
Club Contributor
Jun 15, 2014
12,885
65,046
113
Wisconsin
Ownership

  1. 1000-5
I have to have full coverage on all golf cart to drive where we go on vacation.

I have thought about it for the sxs. Mostly for theft.
Haven't been riding on group rides with strangers so collision seems needless.
Just private land with friends in dense places and is slow going thru creeks and heavy brush.
I plan to pay as I go for repairs not under warranty.

Any one, any advice?
Absolutely must have liability. Some one riding shotgun gets a stick in the eye or much worse your screwed!
 
Hondoman

Hondoman

Fundamentals are the crutch for the talentless.
Lifetime Member
Jun 20, 2017
727
1,694
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Texas
Ownership

  1. 1000-5
I have a foremost (sister company to farmers) policy. Between $200 - $300 annually I think.
 
Todd627

Todd627

HondaSxS Club Stress Management Director
Lifetime Member
Supporting Member
Sep 4, 2018
55,663
609,457
113
MI
Progressive - $154.

Careful relying on your homeowners policy. If it is not scheduled properly on the policy the coverage stops once you leave your property. And some won't cover it once it leaves the property - that is when you need to go to Progressive or someone who writes SXS's on their own policy.
 
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Cuoutdoors

Cuoutdoors

Executive Member
Lifetime Member
Sep 12, 2016
4,229
15,539
113
Central Iowa
Ownership

  1. 1000-3
I have full coverage I think I pay like $180/yr. With as much as these machines cost its pretty stupid not to have Insurance.

Sent from my SM-G960U using Tapatalk
 
Dirtstiffs-1000

Dirtstiffs-1000

Well-Known Member
Lifetime Member
Supporting Member
Nov 3, 2018
1,537
5,548
113
Republican from the wet side of Oregonifornia
hondasxs.com
Ownership

  1. 1000-5
$408..State Farm, the full boat. Comp, liability, collision includes medical and then some....
Friend!$$:( is our insurance agent.

But if I decide to come undone and take out some anti I4wd people, I have the comfort knowing...I'm covered..;)
 
Last edited:
D

DDDonkey

Well-Known Member
Lifetime Member
Supporting Member
Sep 29, 2017
848
2,229
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AZ
$34 a month through USAA which uses Progressive for ATV/motorcycle policies.

It's a bit high, though, since I had two at fault accidents within two years after 20 years of no tickets or accidents.
I too have USAA but they cover it not progressive, great company never had an issue.
 
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