H.F.A.W.H.A. meeting

[my99svt]

My wife wanted a new washer and dryer! She got what she wanted. It was just me remodeling!

 

[Admin]

 

[sharp]

My wife wanted a new washer and dryer! She got what she wanted. It was just me remodeling!

That video never gets old. Lol

 

[NTCPrezJB]

My wife wanted a new washer and dryer! She got what she wanted. It was just me remodeling!

Silver lining!

I'm glad you shared the video and are able to joke around about it. We've all made our fair share of mistakes. Most of those mistakes just don't have the video evidence to share with everyone.

 

[Plumber32]

Hahaha you probably got more cash than me. I’ll trade your debt portfolio anytime, and I don’t even know what yours is!


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Not much debt, your RV could cover all of mine and have enough left over to buy a nice used r.v.! Lol.

 

[JTW]

Not much debt, your RV could cover all of mine and have enough left over to buy a nice used r.v.! Lol.

Woot woot!! Atta boy!

 

[Plumber32]

Woot woot!! Atta boy!

I was adding it up in my head. Owe 42,000 on my house, it's worth 150,000. 39,000 on the ram, 9,000 on my work van. That's how I get by losing $ 3,000 a year being self employed

 

[nbomar]

I was adding it up in my head. Owe 42,000 on my house, it's worth 150,000. 39,000 on the ram, 9,000 on my work van. That's how I get by losing $ 3,000 a year being self employed

Mine is well into the 7 figures.... my payments are over $100k a month....let me know when you want to switch...

 

[NTCPrezJB]

Mine is well into the 7 figures.... my payments are over $100k a month....let me know when you want to switch...

Depends on what the income side looks like. If we are switching, it'd have to be both the ins and the outs of the account.

 

[nbomar]

Depends on what the income side looks like. If we are switching, it'd have to be both the ins and the outs of the account.

Haha Haha....it comes and goes...

 

[nbomar]

Depends on what the income side looks like. If we are switching, it'd have to be both the ins and the outs of the account.

But that wasn’t discussed originally... I would definitely need ALOT of boot to give that away as well.....

 

[Plumber32]

Mine is well into the 7 figures.... my payments are over $100k a month....let me know when you want to switch...

I've seen too many contractors lose everything when the economy slows, or they don't get paid for a job. I'm really trying hard not to follow them. I pay for all my materials on the spot. No $10,000 + bill at the end of the month that you didn't expect. I work in beautiful houses all day and have to remind myself that they can't miss a day of work. I sure don't have the absolute best of anything, but I'm satisfied. Wife and kids are happy. And I could go be a greeter at Walmart and get by lol

 

[NTCPrezJB]

Haha Haha....it comes and goes...

Yeah that is almost always the case isn't it.

 

[NTCPrezJB]

I've seen too many contractors lose everything when the economy slows, or they don't get paid for a job. I'm really trying hard not to follow them. I pay for all my materials on the spot. No $10,000 + bill at the end of the month that you didn't expect. I work in beautiful houses all day and have to remind myself that they can't miss a day of work. I sure don't have the absolute best of anything, but I'm satisfied. Wife and kids are happy. And I could go be a greeter at Walmart and get by lol

That is my philosophy as well. "Would you like fries with that" would pay my bills if it came to it.

 

[nbomar]

I've seen too many contractors lose everything when the economy slows, or they don't get paid for a job. I'm really trying hard not to follow them. I pay for all my materials on the spot. No $10,000 + bill at the end of the month that you didn't expect. I work in beautiful houses all day and have to remind myself that they can't miss a day of work. I sure don't have the absolute best of anything, but I'm satisfied. Wife and kids are happy. And I could go be a greeter at Walmart and get by lol

Oh I understand. We almost lost it all a few year ago. It was day by day but by the grace of God we pulled through. 2 years of not very good sleep and robbing Peter to pay Paul. When that all started I owed around 6.5MM and we are down in the 2.7MM range now. As we get things paid off it’s going to be a lot harder for me to borrow that type of money again. Everyone thinks your rich because you have high gross numbers but everything else it high also. Heck payroll is over 200K every other week.

 

[NTCPrezJB]

Oh I understand. We almost lost it all a few year ago. It was day by day but by the grace of God we pulled through. 2 years of not very good sleep and robbing Peter to pay Paul. When that all started I owed around 6.5MM and we are down in the 2.7MM range now. As we get things paid off it’s going to be a lot harder for me to borrow that type of money again. Everyone thinks your rich because you have high gross numbers but everything else it high also. Heck payroll is over 200K every other week.

There is a reason they call it gross. It is pretty damn gross how much is left in the net.

 

[BWAF]

Cheers

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[BWAF]

There is a reason they call it gross. It is pretty damn gross how much is left in the net.

There's two differences between my neighbor that has about 20 times as much acreage as I do and all brand new equipment and myself I may have to work on my junk every once in awhile but when I die my life insurance, my wife will be set . Vs when he dies they're going to have a big old sale!!

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[BWAF]

Cheers

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[Smitty335]

CheersView attachment 101829

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Tacos?

 

[BWAF]

Tacos?

Steak quesadillas

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