Insurance

906UP

906UP

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Jul 6, 2017
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Ownership

  1. 1000-3

  2. Talon X
Need to pur insurance on my talon so we can ride on the streets in Tennessee...any ideas BESIDES Progressive on who will insure the Talon ??
Check with Sledinsure.com, they specialize in powersports ins and have several companies they can write policies through. They are out of NY state. I have my sleds, SxS & quad through them.
 
PaulF

PaulF

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Lifetime Member
Jul 1, 2019
1,462
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Utah
Ownership

  1. Talon R
I've had my street legal Talon through a couple companies.
Foremost (A Farmers Company) $236/yr. This had a $500 deductible and $100,000/$300,000 liability.
Safeco (A Liberty Mutual Company) $232/yr. This has a $1,000 deductible and $250,000/$500,000 liability.

You can probably get a little cheaper but I elected to get high liability but the $250/$500 only adds like $30/year and is worth it to me after seeing all the life threatening accidents at our local sand dunes.
 
906UP

906UP

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Jul 6, 2017
14,405
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da Yoop
Ownership

  1. 1000-3

  2. Talon X
Ok Thanks our quote through Progressive is $400 a year might have to look into these companies!
Ours is $390/yr for both the Talon & P5, full coverage on both with maxed liability. A lot depends on the state you live in, a buddy of mine is paying almost a grand/yr for full coverage on his Can Am X3 because he lives in WV, the same policy would be around 350 if he still lived in MI.
 
sandbaja

sandbaja

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Mar 2, 2021
130
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San Diego, CA
Ownership

  1. Talon R LV

  2. Talon X4 LV
CA, Allstate around $600. I feel like I've been taken to the cleaners. Next year, more research...
 
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906UP

906UP

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Jul 6, 2017
14,405
136,873
113
da Yoop
Ownership

  1. 1000-3

  2. Talon X
You guys need to check out your homeowners insurance as a rider.
Think that depends on the state of residency also, my HO policy covers the lil bota for an extra $15/yr but doesn't cover off road vehicles...quad, SxS, snowmobile
 
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Todd627

Todd627

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Sep 4, 2018
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You guys need to check out your homeowners insurance as a rider.
Think that depends on the state of residency also, my HO policy covers the lil bota for an extra $15/yr but doesn't cover off road vehicles...quad, SxS, snowmobile
Most homeowners policies will only cover a sxs or atv while they are on your property.
 
HBarlow

HBarlow

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Jun 14, 2020
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Daniels, WV
Ownership

  1. 1000-3

  2. Talon X
I've been insured by USAA 44 years - since 1977 - but USAA does not insure RVs, boats, UTV/ATVs, etc. They farm all the specialty coverage out to Progressive.
 
crewcabrob

crewcabrob

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May 7, 2018
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Omaha
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  1. 520
I added mine to the State Farm policies I have in force. Less than $320 a year for liability, a $250 deductible and some medical thrown in for riders. But I also have a PLUP, so it offsets some of the higher limit liabilities.
 
F

Fyathyrio

Well-Known Member
Sep 24, 2019
245
675
93
Utah
Ownership

  1. Talon R
I've been insured by USAA 44 years - since 1977 - but USAA does not insure RVs, boats, UTV/ATVs, etc. They farm all the specialty coverage out to Progressive.
USAA insures my Talon just like my car, even before I did the street legal conversion. No need for special riders or anything; they covered it knowing I would be on both street and trail. This may vary depending on state laws, I guess.
 
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Sheetmetalfab

Sheetmetalfab

Liberal kryptonite. truth and logic….
Lifetime Member
Jul 21, 2019
2,227
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Alaska
Ownership

  1. Do not currently own

  2. Talon X4
I added mine to the State Farm policies I have in force. Less than $320 a year for liability, a $250 deductible and some medical thrown in for riders. But I also have a PLUP, so it offsets some of the higher limit liabilities.

I’m at $259 yearly for full coverage through State Farm.

Talon X4.

Multiple vehicles on policy and homeowners through STFarm also.
 
Bmurray

Bmurray

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May 6, 2021
438
1,667
93
Missouri but soon to be Idaho
Ownership

  1. Talon X
We just cancelled our coverage today. It was around $400 but it had everything including road use and a $100 deductible. It was Shelter insurance.
 
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