G
Need to pur insurance on my talon so we can ride on the streets in Tennessee...any ideas BESIDES Progressive on who will insure the Talon ??
906UP
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Check with Sledinsure.com, they specialize in powersports ins and have several companies they can write policies through. They are out of NY state. I have my sleds, SxS & quad through them.
G
If you dont mind telling how much is it annually?
I've had my street legal Talon through a couple companies.
Foremost (A Farmers Company) $236/yr. This had a $500 deductible and $100,000/$300,000 liability.
Safeco (A Liberty Mutual Company) $232/yr. This has a $1,000 deductible and $250,000/$500,000 liability.
You can probably get a little cheaper but I elected to get high liability but the $250/$500 only adds like $30/year and is worth it to me after seeing all the life threatening accidents at our local sand dunes.
Foremost (A Farmers Company) $236/yr. This had a $500 deductible and $100,000/$300,000 liability.
Safeco (A Liberty Mutual Company) $232/yr. This has a $1,000 deductible and $250,000/$500,000 liability.
You can probably get a little cheaper but I elected to get high liability but the $250/$500 only adds like $30/year and is worth it to me after seeing all the life threatening accidents at our local sand dunes.
F
USAA if you meet their membership req'ts
G
Ok Thanks our quote through Progressive is $400 a year might have to look into these companies!
906UP
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Ours is $390/yr for both the Talon & P5, full coverage on both with maxed liability. A lot depends on the state you live in, a buddy of mine is paying almost a grand/yr for full coverage on his Can Am X3 because he lives in WV, the same policy would be around 350 if he still lived in MI.
sandbaja
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CA, Allstate around $600. I feel like I've been taken to the cleaners. Next year, more research...
You guys need to check out your homeowners insurance as a rider.
906UP
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Think that depends on the state of residency also, my HO policy covers the lil bota for an extra $15/yr but doesn't cover off road vehicles...quad, SxS, snowmobile
Todd627
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Most homeowners policies will only cover a sxs or atv while they are on your property.
906UP
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Seems like you know a thing or 2 about insurance 🤔
HBarlow
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I've been insured by USAA 44 years - since 1977 - but USAA does not insure RVs, boats, UTV/ATVs, etc. They farm all the specialty coverage out to Progressive.
Not an issue with mine. All my toys / trailers are on mine.
Northstar mutual is my insurance
I added mine to the State Farm policies I have in force. Less than $320 a year for liability, a $250 deductible and some medical thrown in for riders. But I also have a PLUP, so it offsets some of the higher limit liabilities.
F
USAA insures my Talon just like my car, even before I did the street legal conversion. No need for special riders or anything; they covered it knowing I would be on both street and trail. This may vary depending on state laws, I guess.
Sheetmetalfab
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I’m at $259 yearly for full coverage through State Farm.
Talon X4.
Multiple vehicles on policy and homeowners through STFarm also.
Bmurray
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We just cancelled our coverage today. It was around $400 but it had everything including road use and a $100 deductible. It was Shelter insurance.