We had just crossed a puddle that was deeper than normal and then I floored it going up a short steep hill. As we got to the top of the hill and I let off the throttle, it just kept going and there was nowhere to go but into trees. Read up on the pivot point that freezes up and spray it with some lube and work the throttle full range with the machine off before you run it each time (to test if it is sticky). Then take it in as soon as you can. Our accident could have been really bad, but we just ended up with a damaged machine (took out the front right a-arms and tie rod) and my wife with a couple bruised knees. Honda warrantied the replacement of the front frame clip and my wife was ok in a couple weeks.
Waylan