P1000 Honda financial

Locohonda

Locohonda

Active Member
Nov 6, 2017
117
63
28
Northern Va
Ownership

  1. 1000-3
Got any opinions on Honda financial.....good or bad? I’ve seen a lot of negative reviews on the internet about them and just wanted to get the views on this forum.
 
GlockMeister

GlockMeister

The Bearded Wonder
Lifetime Member
Supporting Member
May 11, 2016
7,604
35,569
113
Greenville, Mo
Ownership

  1. 1000-5
Got any opinions on Honda financial.....good or bad? I’ve seen a lot of negative reviews on the internet about them and just wanted to get the views on this forum.
All my quads were financd through honda..and a couple vehicles..never had any problems with them.
 
DG Rider

DG Rider

Member: Triple Clutch Club
Lifetime Member
Aug 14, 2013
9,271
42,080
113
Casa Grande, AZ
Ownership

  1. 700-2
2 quads, 2 street bikes, and the Pioneer.
Never had an issue with them.
 
ohanacreek

ohanacreek

My EcoBoost has I4WD
Moderator
Lifetime Member
Jul 25, 2013
11,346
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Shelby County, Alabama
Ownership

  1. 1000-5
Got any opinions on Honda financial.....good or bad? I’ve seen a lot of negative reviews on the internet about them and just wanted to get the views on this forum.

Used them for my 700, 1000. Good rates & I made payments until I paid them off. No issues from them either time. Easy to deal with up front I pre-qual’d before went to dealer and I was done with paperwork quicker than I could order a pizza. No early payoff penalties or additional finance charges.
 
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Locohonda

Locohonda

Active Member
Nov 6, 2017
117
63
28
Northern Va
Ownership

  1. 1000-3
Easy to get a loan from but they won't touch the 1.9% rate at my credit union

They are offering 2.99 simple interest loans now and also a credit card through Citibank with 0% interest for 12 months.
 
E

Ericthered

Eric The Red
Lifetime Member
Nov 6, 2017
271
522
93
Sparks, NV
Ownership

  1. 1000-3
Got any opinions on Honda financial.....good or bad? I’ve seen a lot of negative reviews on the internet about them and just wanted to get the views on this forum.

I just used Honda Financial to buy my 2017 P1000-3eps. I have purchased lots of vehicles over the years, but this transaction was by far the smoothest ever. Fill in all the info online, call dealer next morning. Approved! Come and get her anytime. And at 60 months @ 3.9% they beat everybody hands down. Closest competitor would not go below 6.99%.
 
Locohonda

Locohonda

Active Member
Nov 6, 2017
117
63
28
Northern Va
Ownership

  1. 1000-3
I just used Honda Financial to buy my 2017 P1000-3eps. I have purchased lots of vehicles over the years, but this transaction was by far the smoothest ever. Fill in all the info online, call dealer next morning. Approved! Come and get her anytime. And at 60 months @ 3.9% they beat everybody hands down. Closest competitor would not go below 6.99%.


What color is your P1K3?
 
Wiggins

Wiggins

Member
Lifetime Member
Nov 12, 2017
52
42
18
TN
Ownership

  1. 1000-5
At the time my local credit union cut them in half on interest rates that's just been over a year ago they were about 3.9% my credit union went for like 1.8%
 
Mudwing

Mudwing

Well-Known Member
Lifetime Member
Jul 9, 2017
36,959
306,563
113
The Mud holes
Ownership

  1. 700-4
Easy to deal with, quick pre qual, low rates and they don't require full coverage insurance or any for that matter. Even though I'd highly recommend insurance, just something I didn't have to worry about that day.
 
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ohanacreek

ohanacreek

My EcoBoost has I4WD
Moderator
Lifetime Member
Jul 25, 2013
11,346
32,045
113
Shelby County, Alabama
Ownership

  1. 1000-5
They do require above a 760 to get the best rate 3.9%, that’s an exceptionally high score and I think that has been a sore spot for a lot of folks because it doubles (@7-8%) below that and below a 700score I think the rate doubles (14-16%)again from what I’ve heard from people who were open about that.
 
Locohonda

Locohonda

Active Member
Nov 6, 2017
117
63
28
Northern Va
Ownership

  1. 1000-3
They do require above a 760 to get the best rate 3.9%, that’s an exceptionally high score and I think that has been a sore spot for a lot of folks because it doubles (@7-8%) below that and below a 700score I think the rate doubles (14-16%)again from what I’ve heard from people who were open about that.


They are offering 2.99 simple interest loans now and also a credit card through Citibank with 0% interest for 12 months.
 
Mudwing

Mudwing

Well-Known Member
Lifetime Member
Jul 9, 2017
36,959
306,563
113
The Mud holes
Ownership

  1. 700-4
They do require above a 760 to get the best rate 3.9%, that’s an exceptionally high score and I think that has been a sore spot for a lot of folks because it doubles (@7-8%) below that and below a 700score I think the rate doubles (14-16%)again from what I’ve heard from people who were open about that.

Good call, I didn't know that.