P500 Insurance?

[Alan aka Davinci]

Insurance thru Farm Bureau of Ga. one half the cost of State Farm.

I just renewed my State Farm on my P5 and it was $128.50 for a year, I don't think that is too bad.

 

[Admin]

 

[Mudder]

Darn, my SF of NW ga wanted $200, now $90 via Farm Bureau. Either way, peace of mind for insurance worth it for the cost of these machines. includes $3k for accessories. Foremost Insurance is the policy

 

[Gunslingertom]

I'm going to have to do some shopping. I pay 60 bucks per month to Progressive. And I've never had an accident claim, truck driven for 30 years, Smith defensive driving course, have 7 cars, 2 car trailers, and a 5th wheel travel trailer insured with them. The 60 is JUST the SXS.

 

[NitroxDiver]

I'm going to have to do some shopping. I pay 60 bucks per month to Progressive. And I've never had an accident claim, truck driven for 30 years, Smith defensive driving course, have 7 cars, 2 car trailers, and a 5th wheel travel trailer insured with them. The 60 is JUST the SXS.

Thats stinks, I have progressive too and it’s only like $120 a year. I need to check my coverage to be sure it’s not just liability but I think it’s comprehensive. It probably changes a lot from state to state too. My friends in WV have to pay a lot more.

 

[Gunslingertom]

Thats stinks, I have progressive too and it’s only like $120 a year. I need to check my coverage to be sure it’s not just liability but I think it’s comprehensive. It probably changes a lot from state to state too. My friends in WV have to pay a lot more.

You can't make them street legal here in Missouri, but something I have full coverage on it anyway. Home-owners won't cover it if it's stolen either. I'm going to call American Modern Insurance and see if they'll cover me SXS and my sand rail.

 

[PBishop]

I am in Nova Scotia, Can. and I think my cost was around $330 can. for full coverage including collision.

 

[Montecresto]

I just renewed my State Farm on my P5 and it was $128.50 for a year, I don't think that is too bad.

That’s a typical golden/senior citizen discount...

 

[Montecresto]

I am in Nova Scotia, Can. and I think my cost was around $330 can. for full coverage including collision.

Accessories too?

 

[Alan aka Davinci]

That’s a typical golden/senior citizen discount...

No, that's a "I'm way too cool" discount issued to way too cool people. funny thing is State Farm classifies my P5 as a dune buggy, sure makes the 500 sound fast.

 

[snakeriver]

What are your deductibles?????

 

[Montecresto]

No, that's a "I'm way too cool" discount issued to way too cool people. funny thing is State Farm classifies my P5 as a dune buggy, sure makes the 500 sound fast.

Hmmm, maybe I need to tell my insurance company that I have a dune buggy instead of a SXS.

 

[Alan aka Davinci]

Hmmm, maybe I need to tell my insurance company that I have a dune buggy instead of a SXS.

That is what my agent and myself have been trying to tell the underwriters, they are not dune buggies because a dune buggy insurance is higher.

 

[Alan aka Davinci]

What are your deductibles?????

My deductible is $500

 

[Montecresto]

That is what my agent and myself have been trying to tell the underwriters, they are not dune buggies because a dune buggy insurance is higher.

Sure, but if you’re getting insurance on your P5 for a buck twenty eight a year because they’re writing it as a dune buggy, it sounds good to me.....

 

[Terry_Redman]

Wondering if I should get insurance for the P5 and RZR 170. Thoughts??

Bought my daughter a RZR 170 a couple of years ago but did not insure it. Personally, I have never owned a sxs or atv until recently. Purchased the P5 to group ride with my daughter and wife. I should have done this a long time ago. We are having such a great time and look forward to exploring new trails.

I bought insurance from Progressive and it was cheaper than my motorcycle insurance was.

 

[Alan aka Davinci]

Sure, but if you’re getting insurance on your P5 for a buck twenty eight a year because they’re writing it as a dune buggy, it sounds good to me.....

Problem is a dune buggy increases the premium because of a higher accident rate.

 

[Mudder]

Variance in insurance premiums kinda shows some BS in the industry. It pays to shop around for sure.

 

[tomcj2]

When I was a General Contractor and was asked to bid on a job that I didn't want or was uncomfortable with I would submit a bid so ridiculously high that it was normally declined; on the very rare occasion I would be unlucky enough to get the job, I knew that I would make lots of $ on it. It appears some Insurance Companies are using the same method.

 

[Montecresto]

Problem is a dune buggy increases the premium because of a higher accident rate.

Then I misunderstood you. I thought you had stated that your premium was a mere $128.00 because the agency categorized it as a dune buggy. So I guess you’re saying that once they properly categorize it as a UTV, your premium will be even less!!!!!

 

[Alan aka Davinci]

Then I misunderstood you. I thought you had stated that your premium was a mere $128.00 because the agency categorized it as a dune buggy. So I guess you’re saying that once they properly categorize it as a UTV, your premium will be even less!!!!!

correct.