P500 Insurance

[Chadmwallis]

What is everyone on average paying for insurance. Got a quote for 36 a month. Not sure if high. When I purchased I remember something about an insurance from Honda. Anyone know anything about it as well

 

[Admin]

 

[SChilla]

What is everyone on average paying for insurance. Got a quote for 36 a month. Not sure if high. When I purchased I remember something about an insurance from Honda. Anyone know anything about it as well

Seems high, my 12 Jeep Wrangler unlimited is $70 something A month

 

[Chadmwallis]

Just got it for 18 a month through Allstate.

 

[ohanacreek]

Just got it for 18 a month through Allstate.

StateFarm $216 a year full replacement.

Edit: This is wrong PROGRESSIVE is @200 a year.

StateFarm is way more and they treat it as a on-road capable vehicle.

 

[HUCK]

Sounds 2x high to me

 

[oldfortyfive]

StateFarm $216 a year full replacement.

State Farm for me is $440/yr for full coverage. It's a little higher than my truck

 

[Bad_bowtie]

Right at $20 a month thru Allstate.

 

[Gator]

State Farm quoted me $65 per month.
They treat it like a dune buggy or other off road vehicle.
I currently don't have insurance on mine because the price is so high.

 

[ohanacreek]

State Farm quoted me $65 per month.
They treat it like a dune buggy or other off road vehicle.
I currently don't have insurance on mine because the price is so high.

Some companies do and I mis-informed earlier. PROGRESSIVE is @200 a year... STATEFARM was quoted at $1500 a year.

StateFarm is actually cheaper for us on everything else.

 

[rocmar]

$16 a month....
only liability. ..needed
get full coverage...if & when
you need to collect your claim...
you will find..insurance companies
give you..low ball payout.....seen it
happen..protect yourself.with liability

 

[rocmar]

Just like..a veichle. ..once drove off
..the lot. It deprecates 1/3 of wat you paid..
insurance is in the business to make $...
NOT PAY IT OUT....

 

[ohanacreek]

$16 a month....
only liability. ..needed
get full coverage...if & when
you need to collect your claim...
you will find..insurance companies
give you..low ball payout.....seen it
happen..protect yourself.with liability

$200yr is liability and full coverage for me , full replacement cost(not value)

Some companies calculate it as though it's an on road vehicle and therefore their calculated risk is higher.

Some may only be selling liability insurance... fraudsters.


Lesson here is to make SURE you know what you're getting and to have it in writing.

 

[rocmar]

$200yr is liability and full coverage for me , full replacement cost(not value)

Some companies calculate it as though it's an on road vehicle and therefore their calculated risk is higher.

Some may only be selling liability insurance... fraudsters.


Lesson here is to make SURE you know what you're getting and to have it in writing.

Through...statefarm...
don't believe there known..
...for fraud.....my choice to
..only have liability. Not theres.. TO
protect us against...injury law suit...
If you have a note... (loan) on
..your machine...Some banks MAKE..
you cover it.....FULL COVERAGE...

 

[rocmar]

$200yr is liability and full coverage for me , full replacement cost(not value)

Some companies calculate it as though it's an on road vehicle and therefore their calculated risk is higher.

Some may only be selling liability insurance... fraudsters.


Lesson here is to make SURE you know what you're getting and to have it in writing.

StateFarm $216 a year full replacement.

Edit: This is wrong PROGRESSIVE is @200 a year.

StateFarm is way more and they treat it as a on-road capable vehicle.

in writing..don't count ....
this statement will be on your contract....somewhere..
" conditions subject to changes..."

 

[Alan aka Davinci]

I pay $186/year through State Farm and State Farm classify them as a dune buggy. The insurance includes bodily injury, property damage comprehensive and collision with $500 Deductible

 

[100Acre]

Do I need to insure my P5? NC doesn't license ATV's. Should I get insurance anyway?

 

[rocmar]

I pay $186/year through State Farm and State Farm classify them as a dune buggy. The insurance includes bodily injury, property damage comprehensive and collision with $500 Deductible

Sounds like Full Coverage. ...
I'm just protecting us & other riders
....a injury lawsuit....will be way more
...than wat your machine is worth...mine
it's paid for/ it's parked in garage/ ..so
don't feel need for full coverage
Your machine is worth more to...
you.....than them...
File a claim...& find out

 

[Alan aka Davinci]

In Colorado you do not have to have insurance but you have to license it for off road. If you do have an accident and there is property damage or injury you are responsible for those cost if it's your fault so I feel insurance is a good thing. Consider also the possibility of it getting stolen, catching fire etc., basically it's the roll of the dice.

 

[Alan aka Davinci]

Sounds like Full Coverage. ...
I'm just protecting us & other riders
....a injury lawsuit....will be way more
...than wat your machine is worth...mine
it's paid for/ it's parked in garage/ ..so
don't feel need for full coverage
Your machine is worth more to...
you.....than them...
File a claim...& find out

I went with full coverage because of the price which I did not think was that much. It would be even less money if it were not classified a dune buggy but the insurance underwriters that never go out of doors know better than the rest of us. My insurance agent is also a SXs owner and he has fought with the underwriters but it falls on deaf ears.

 

[rocmar]

I went with full coverage because of the price which I did not think was that much. It would be even less money if it were not classified a dune buggy but the insurance underwriters that never go out of doors know better than the rest of us. My insurance agent is also a SXs owner and he has fought with the underwriters but it falls on deaf ears.

Yep... I hear ya.
it's a false sense of security.....
& your bells & whistles you added
...will not be acknowledge in your claim..FACT
THERE IN IT...TO MAKE $...