
toddvdh
Well-Known Member
Lifetime Member
Ask them if financing will get you a better deal. If it does then finance it then pay it off with the first payment like I did. Saved me like $900 ($1,000 incentive minus 1 month of interest i ended up paying). Just don't tell them that is what you plan on doing. Don't ask, don't tell.
Sometimes they get kick backs for financiers. They don’t do it as often as they used to though because of people paying it off early.
I know someone who bought a truck recently. There was no deals between financing and paying cash. They asked more about it, and they got a couple grand (dealer kickbacks) off as long as they made 3 payments before paying it off. So sometimes it worth it to ask “how do I get a better price “
but right now deals are nonexistent on utvs by me.