Have Progressive, full coverage is about $180yr.
They base it on your credit score and location.
They're great, laid the Valk down dodging a deer.
Guy drives up takes a look, prints out a check that covered all the costs. Insurance doubled for a year then went back down the next.
Not a fan of the major shareholders politics but I've never had a complain about their customer service or to do anything other than file a claim and get my vehicle fixed. They even went after a trucking companies insurance provider after a blowout did $5k in body damage to my Acura and my rate didn't go up.